Cheap Car Insurance Quotes in 7 Easy Steps

Cheap Car Insurance Quotes in 7 Easy Steps

Purchasing financial products such car insurance is an annoying necessity that can be made easier. By taking a moment to search through a few extra sources you can obtain a cheaper quote when searching for a variety of products. This article lists 7 suggestions that will help you find cheap car insurance quotes in the UK.

1. Firstly don’t avoid taking the extra time to search for quotes. It is not as overwhelming as you may think and following these steps should make it easier.

2. If you have an existing policy, find out your renewal quote. This will give you an opening price from which to base any new quotes against. Sounds obvious but it is a useful starting point.

3. If you are not renewing a product, free price comparison websites are your first port of call. These sites will give you a good estimate as to the sort of price you will be looking at. How do these prices compare to your renewal quote? Don’t just stick to one comparison website. There are now several which offer a service e.g. MoneySupermarket, Gocompare and Comparethemarket.

4. Make sure if you do find a good quote that you run it through the actual company website afterwards as you may get additional offers, such as those given to first-time customers. In addition two companies, Direct Line and Aviva, do not currently feature on comparison websites so remember to check these as well.

5. Use a free financial advisory company. These companies operate similarly to price comparison websites, usually signing up on their website and corresponding over the telephone. However, they use financial advisors to find quotes, will take details of the product you are looking to buy and then search various companies for Cheap Car Insurance Quotes. The advantage with such companies is they are able to search a wider variety of products and allow you to liaise with free independent financial advisors.

6. If you hold an existing financial product or policy with a certain company, check whether you are entitled to a discount on your new product. For example your current home insurance company may offer you a discount if you take out car insurance with them too. This is often the case with bigger companies that sell a wide variety of financial products.

7. Who is your savings account currently with? Many banks, such as Lloyds TSB now offer some insurance products; having an account with them may entitle you to a discounted rate. Either way they will be able to offer you a quote.

Insurance companies rely on the fact that most people will keep renewing their policy rather then shop around. Each of the above steps should be followed every time your insurance policies are up for renewal.

For more information on free financial advice from a UK independent advisor, and for help finding cheap car insurance quotes, click the links or visit www.uklifefinancial.com

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